This August, eligible Canadian seniors will receive a significant boost to their Old Age Security (OAS) benefits—with some recipients seeing total monthly benefits exceed $1,860 thanks to the Guaranteed Income Supplement (GIS).
Here’s your complete breakdown: who qualifies, what amounts to expect, when the payment lands, and other critical details.
What Is the OAS + GIS Total?
OAS is a universal monthly pension for Canadians aged 65 and older. The Guaranteed Income Supplement (GIS) provides additional, tax-free support to low-income seniors.
When combined at maximum rates, the total can surpass $1,800, potentially reaching above $1,860—depending on household income and marital status.
August 2025 OAS Payment Amounts
- Ages 65–74: Up to $734.95/month
- Ages 75 and older: Up to $808.45/month
- With GIS: Combined monthly payouts may exceed $1,800–$1,860+
- OAS amounts rose by 1.0% for July–September 2025, reflecting inflation increases
When Is August OAS Paid?
The OAS payment for August 2025 is scheduled for Tuesday, August 27, 2025.
- Direct deposit: funds available that day.
- Cheques: may take additional up to 10 business days to arrive by mail.
Eligibility for OAS + GIS
To qualify:
- Must be 65 or older, a Canadian citizen or legal resident, and have lived in Canada 10+ years after age 18 (or 20 years if living outside Canada).
- Income below thresholds to avoid OAS clawback:
- $148,541 for ages 65–74
- $154,196 for ages 75+
- GIS eligibility depends on income and marital status, and is added on top of OAS.
August Payout Overview Table
| Recipient | Max OAS Amount | Potential GIS | Total Potential Benefit | Payment Date |
|---|---|---|---|---|
| Ages 65–74 | $734.95 | Yes (low income) | Up to ~$1,860+ | August 27, 2025 (direct deposit) |
| Ages 75+ (with 10+ yrs in Canada) | $808.45 | Yes (low income) | Up to ~$1,860+ | Same as above |
Why the $1,860 Total Matters
This combined OAS + GIS benefit is a substantial lifeline for seniors, particularly those experiencing high costs of living, including food, utilities, and rent. With rising inflation, these enhanced benefits are crucial for financial stability.
August 2025 brings a powerful boost for Canadian seniors. The OAS pension, now adjusted for inflation, combined with GIS benefits, can deliver over $1,860 to those who qualify.
Scheduled for August 27, this support is a vital financial anchor for low-income retirees navigating rising living costs. Ensure your tax returns are up to date and confirm your direct deposit setup to get your funds without delay.
FAQs
Who receives the $1,860 OAS payment this August?
Seniors aged 75+ who qualify for maximum OAS and GIS can see their total monthly benefit reach that amount. Those 65–74 with qualifying income levels may also approach similar totals.
When will the August 2025 OAS payment be issued?
Do I need to apply to get this payment?
No—OAS and GIS are handled automatically by Service Canada or CRA, provided your tax filings are current and you meet age, residency, and income criteria.